Will checking my options affect my credit score?

No. Checking your options won't affect your credit score, and you'll see exactly what you qualify for before you commit to anything.

How long does it take to prequalify?

About a minute. You can do it online before your appointment, or ask your technician to walk you through it during the visit.

Offers range from 0% to 35.9% APR based on amount requested and creditworthiness. 0% APR options are available on qualifying jobs. Not all merchants and lenders participate in 0% interest programs, and state interest rate caps may apply. You'll see your actual rate before you accept anything.

How much can I finance?

Wisetack finances up to $65,000, which covers a full system replacement with room to spare. What you're offered depends on the job and on credit approval, and you'll see your amount before you accept anything.

How long do I have to pay it back?

Wisetack terms range from 3 to 120 months and may vary based on merchant, lending partner, or transaction size. Whatever you qualify for, you'll see the monthly payment and the term before you commit.

Is there a penalty if I pay it off early?

No. There is no prepayment penalty if you pay it off early.

What kind of work can I finance?

Residential work: a new system, a system replacement, or a bigger repair on the home you live in. Wisetack is consumer financing, so commercial jobs do not go through it. If you aren't sure whether your job qualifies, call us at (409) 202-2188 and we'll tell you up front.

Can I apply during my appointment?

Yes. You can prequalify before your appointment or right there at the kitchen table with your technician. Once you're approved, we'll get you on the schedule.

Wisetack is a consumer financing provider built for home service businesses. Payment options through Wisetack are provided by their lending partners, and all financing is subject to credit approval. You can read the full terms at wisetack.com/faqs.

Licensed (TACLA149575C) & Insured | Galveston, TX

Open 7 Days: 9:00 AM - 6:00 PM

24/7 Emergency (409) 202-2188

Comfort Now, Pay Over Time.

We are pleased to offer third party financing options with two different lenders. Get a decision in seconds with no impact to your credit score. Choose one below, or give us a call at (409) 202-2188.

Financing

Prequalify with Wisetack

Financing

Prequalify with Synchrony

Have Questions?

For more information, or to follow-up on financing you have already applied for, give us a call at (409) 202-2188 or email us at info@coastalcomforttx.com.

Work we finance most in Galveston: New system installation, AC repair, Heating repair, Emergency service

Financing is for residential HVAC work at the home you live in. Wisetack loans and Synchrony accounts are two separate programs from two separate lenders. Coastal Comfort does not lend money and does not set your terms.

Wisetack

All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. See https://www.wisetack.com/faqs.

Synchrony

Subject to credit approval. Minimum monthly payments required. See dealer for details. Synchrony accounts are issued by Synchrony Bank.

Comfort Now, Pay Over Time.

Wisetack Financing

Synchrony Financing

Have Questions?

Financing

Financing